Florida Insurance Laws & Accident Reports

Geico, Progressive, and State Farm Lowered Florida Auto Rates — What That Means for Your Injury Claim

Florida carriers cut auto premiums after the 2023 tort reforms. A Bonita Springs injury attorney explains what the rate cuts mean for your bodily-injury claim.

Florida Umbrella Insurance: What It Is, Why It Matters, and Who Actually Needs It

A Southwest Florida personal injury attorney explains how Florida umbrella insurance works, who should carry it, and how it changes a serious injury claim.

Florida Statute of Limitations for Personal Injury: Don’t Lose Your Right to Sue After A Fort Myers Accident

Florida cut the personal injury lawsuit deadline from four years to two in 2023. A Fort Myers attorney explains the new clock, the exceptions, and…

Car Accident Expenses You May Not Know You Could Claim in Fort Myers

A Fort Myers attorney walks through Florida PIP, UM, diminished value, replacement services, and the seven car-wreck expense categories most drivers miss.

Is Bodily Injury Part of Florida’s Minimum Insurance Coverage? What You Need to Know if You Are in a Fort Myers Accident

Florida does not require bodily injury liability for most drivers. A Fort Myers injury lawyer explains PIP, UM, the 2023 tort reforms, and how to…

What Does It Mean To Mitigate your Own Damages After a Fort Myers Car Accident?

Florida law makes Fort Myers crash victims take reasonable steps to limit losses. A 30-year attorney explains the 14-day PIP rule, the 2023 reforms, and…

Should You Be Worried About Surveillance By The Insurance Company After A Fort Myers Car Accident?

Florida insurance carriers run surveillance on Fort Myers car accident claims. A 30-year personal injury attorney explains the rules, the patterns, and what to do.

How Uninsured Motorist Coverage in Florida Protects You on the Road

A Florida injury attorney explains how UM coverage works in Florida, what the statutes require, and what to do if an uninsured driver hits you…

What Does “No Fault” State Mean in Florida? Debunking Common Auto Insurance Misconceptions

Florida’s no-fault rule only governs the first $10,000 of PIP benefits. A 30-year SWFL injury attorney explains the 14-day rule, the threshold, and 2023 reforms.

How to File a Florida Diminished Value Claim After a Fort Myers Accident

Florida diminished value after a Fort Myers wreck: how the third-party claim works, what 17c is, the 2-year deadline, and what to document before you…

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